Welcome to Rockland Ford's Financing Department

Welcome to the hub of Rockland Ford's Financing Center. Whether you're interested in obtaining new or used car financing in the Thomaston or Rockland, Maine area, you've come to the right place. We've gathered many useful resources, including an online car loan calculator and trade-in calculator, to help make your car-shopping experience with us as convenient as possible. We're eager to assist you with all of your car financing needs, working with individuals of all ages, occupations, and credit score levels!

What Does It Mean to Finance a Car? How Do I Apply?

Few people in today's uncertain economy can afford to pay for a new car, truck, or SUV with the upfront cash required. However, you have many financing options available at Rockland Ford to help make it more affordable. When you finance a car, you sign a contract stating how much you owe and how much you intend to pay per month until the car loan is paid in full. Your monthly car payments can fluctuate depending on how many years you'll have to pay off your loan and interest as specified by the car loan terms. Your lender determines the interest rate on your car loan according to your credit score and history. Rockland Ford strives to make applying for car financing quick and easy. You can now fill out our online financing application to see if you're approved for credit from the comfort of your own home.

Feel free to ask us any questions you may have regarding how to finance a car at our dealership. Rockland Ford takes your privacy concerns very seriously. Rest assured we'll never rent or sell any of your personal information to third parties without your explicit consent. Read our privacy policy before submitting your financing application or any inquiries to our dealership.

Is There a Difference Between Car Loans and Car Leasing?

If you intend to pay off your new vehicle within the next few years by making monthly car payments, a car loan is probably the right option for you. However, if you're the type of person who prefers to test-drive all of the latest makes and models, swapping out your ride every so often, you may want to consider car leasing. Car leasing allows you to also make monthly car payments in exchange for driving the vehicle according to the lease specifications, which usually limit the amount of mileage you can put on it. The primary reason people consider car leasing over financing is it may give them the ability to drive a newer vehicle without having to pay for the ownership of it. In some cases, car leasing may be the best short-term financing option for your needs.

Will I Qualify for Car Financing If I Have Bad or No Credit?

No credit? No problem! Even if you have bad credit, car financing is possible at Rockland Ford thanks to our cultivated relationships with many of the area's leading car loan companies. Even if you've been turned down elsewhere, we'll work with you to help you secure a car loan according to your unique situation. Low-interest car loans may also be available for customers with existing car loans. Sit down with a member of our knowledgeable finance team to see if you qualify for refinancing your car loan to adjust the terms of your contract. When you come to Rockland Ford's dealership, you're one step closer to car financing approval and driving away in your dream car, truck, or SUV. We also have an online credit estimator, so you can get an estimate of your credit score before you visit us.

Technology is Transforming Car Financing

Technology is transforming just about every type of financed consumer purchase, and here on our website you will see a point of sale financing solution that allows customers to purchase and finance a vehicle entirely online providing a seamless user experience. Select your vehicle and simply click the Calculate your payment option, we have already set vehicle pricing, including taxes and fees; personalized incentives; and pricing comparison, you can also review prices with the Kelley Blue Book Price Advisor. Additional features include the ability for you to save a deal and return later to complete the process, and the assignment of a single point of contact at the dealership to ensure your experience is well managed.

Reliable Transportation with Car Financing Near Rockland, ME

Rockland Ford's Financing Department would love to hear from you! Please contact our dealership today for more information about scheduling an appointment with one of our representatives. Whether you have questions about new or used car financing near Rockland, Maine, we'd be happy to assist you in your search for reliable transportation for you or your family. Our dealership in Thomaston includes a plethora of new and used models from Ford, Dodge, Mercedes, Subaru, Chevrolet, and more, so there's truly something for everyone on our car lot. If you're a college grad student, member of the military, or a first responder, be sure to ask us about our financing specials!

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Rockland Ford

2 Moody Drive
Directions Thomaston, ME 04861

  • Sales: (207) 594-4466
  • Service: (207) 594-4466
  • Parts: (207) 594-4466

Finance Hours

  • Monday 8:00 am - 7:00 pm
  • Tuesday 8:00 am - 7:00 pm
  • Wednesday 8:00 am - 7:00 pm
  • Thursday 8:00 am - 7:00 pm
  • Friday 8:00 am - 6:00 pm
  • Saturday 8:00 am - 5:00 pm
  • Sunday Closed